Free Local Delivery (30 Miles)
Mt. Airy, NC (Est. 1976)
Flexible Payment Options

Financing Your Dream Home

We believe beautiful furniture should be accessible. Explore our flexible financing options to bring your vision to life today and pay over time.

Homeway Credit Card

Issued by Wells Fargo Bank, N.A.

Special fiancing available

Terms from 6 to 60 months

Revolving line of credit

You can use again and again

Convenient monthly payments

Fit your budget

Easy Online Account Management

Pay and manage bill online

No Credit Needed

Lease-to-own financing by SNAP Finance

Instant approvals

Get decision in seconds

No Credit Check Required

Not traditional financing

Flexible Payment Schedules

Align to your paydays

Early Payoff Option

Payoff early and save on finance costs
Simple Process

How to Finance Your Purchase

1

Apply Online or In-Store

Fill out a quick and secure application form. It takes just minutes to complete.
2

Get Instant Decision

Receive a fast decision on your credit limit or lease approval amount.
3

Shop & Enjoy

Select your furniture and use your approved amount to complete your purchase.

Need Help Choosing the Right Option?

Our knowledgeable staff is here to help you navigate our financing and leasing options. Visit our Mt. Airy showroom to discuss the best plan for your budget and home furnishing goals.

Frequently Asked Questions

Can I apply for financing online before visiting the store?

Yes, you can apply for both our Homeway Credit Card and No Credit Needed options online. Getting pre-approved before you visit can make your shopping experience faster and easier.

What do I need to bring to apply in-store?

Please bring a valid, government-issued photo ID (such as a driver's license) and a major credit card. For leasing options, you may also need your checking account details and routing number.

Can I combine financing with current sales or promotions?

In most cases, yes! However, some special financing offers (like 36 months 0% interest) may not be combinable with certain deep discount promotions. Our sales associates will help you determine the best overall value for your purchase.

When is my first payment due?

For the Homeway Credit Card, your first payment is typically due 30 days after your furniture is delivered. For leasing options, your payment schedule will be established during the application process, often aligning with your paydays.